Terms of Use

Last Updated: 2025

These Terms of Use (“Terms”) govern your access to and use of the website (the "Site") and the services available through the Site, including any content, functionality, and contact forms. By accessing or using this Site, you agree to comply with these Terms. If you do not agree with any part of these Terms, you must immediately cease use of the Site.

1. Acceptance of Terms

By using this Site, including submitting information through contact forms or using any service provided through the Site, you acknowledge and agree to these Terms of Use. Tesani Insurance Group may amend, update, or change these Terms at any time. It is your responsibility to review these Terms periodically for any changes.

2. Use of the Site

Personal Use

You may use this Site solely for personal, non-commercial purposes, to obtain information or to submit inquiries through our contact forms.

Prohibited Uses

You may not use the Site for any unlawful, fraudulent, or unauthorized purposes. This includes, but is not limited to, attempting to access parts of the Site not intended for you, hacking, distributing malicious software, or violating any intellectual property rights.

3. Contact Forms

Purpose

The contact forms on the Site allow users to submit inquiries, requests for information, or other communications to Tesani Insurance Group.

Information You Provide

By using our contact forms, you agree to provide accurate and truthful information. You agree not to submit any content that is illegal, abusive, harmful, or violates any rights of others.

Data Use and Privacy

Any personal information submitted through the contact forms is subject to our Privacy Policy, which explains how we collect, use, and protect your information. We may use the information you provide to respond to your inquiries, improve our services, or for other business purposes related to your request.

No Guarantees

By submitting a contact form, you understand that submitting information does not guarantee a response or any particular outcome. Tesani Insurance Group reserves the right to decide whether to respond based on the nature of your inquiry.

4. Intellectual Property Rights

Ownership

All content and materials on the Site, including text, graphics, logos, images, and software, are the property of Tesani Insurance Group or its licensors and are protected by copyright, trademark, and other intellectual property laws.

Limited License

You are granted a limited, non-exclusive, and non-transferable license to access and use the Site for personal purposes. You may not copy, distribute, or otherwise exploit the Site’s content without express written permission from Tesani Insurance Group.

5. Third-Party Links

The Site may contain links to external websites ("Third-Party Sites"). Tesani Insurance Group does not control, and is not responsible for, the content or practices of any Third-Party Sites. These links are provided for your convenience and do not constitute an endorsement of the Third-Party Sites. You should review the terms and privacy policies of Third-Party Sites before interacting with them.

6. Limitation of Liability

To the fullest extent permitted by law, Tesani Insurance Group is not liable for any indirect, incidental, special, or consequential damages arising out of or related to your use of the Site or any content therein. This includes, but is not limited to, any errors or omissions in the content, interruptions to the availability of the Site, or damages resulting from the submission of information through contact forms.

7. Disclaimers

The Site is provided on an “as-is” and “as-available” basis. Tesani Insurance Group makes no warranties or representations regarding the accuracy, reliability, or completeness of the Site’s content. We do not warrant that the Site will be free from errors, viruses, or other harmful components.

8. Indemnification

You agree to indemnify, defend, and hold harmless Tesani Insurance Group and its officers, directors, employees, and agents from any claims, losses, liabilities, damages, or expenses, including attorney's fees, arising out of or related to your use of the Site, including any content you submit through contact forms.

9. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Utah, USA, without regard to its conflict of law provisions. Any disputes arising under or in connection with these Terms shall be resolved exclusively in the courts located in Provo, Utah.

10. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions will remain in full force and effect.

11. Termination

Tesani Insurance Group reserves the right to terminate or suspend your access to the Site at any time, for any reason, without notice, and without liability.

12. Contact Information

If you have any questions or concerns about these Terms of Use or your use of the Site, please contact us at:

Tesani Insurance Group
282 W River Bend Ln
Provo, UT 84604